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Living Within Your
Means
Teacher Page
A WebQuest for 9th-12th Grade
(Mathematics, Language Arts)
Designed by
Mrs. K. King
Kingkr@brevard.k12.fl.us
*Updated Links*
Introduction
| Learners | Standards
| Process | Resources |
Evaluation
| Conclusion | Credits
| Student Page
Introduction
This lesson was developed in an effort
to show students that there is much more to living on their own than just
moving out.
Students will be introduced to job applications,
resumes, interviews, apartment hunting, budgeting and other skills that
will help them become successful in life management. We need to
educate students by giving the necessary life skills to help them be successful.
Learners
This lesson is anchored in 9th - 12th grade
math and involves language arts, and economics to a lesser extent. This
lesson could be tailored to lower grades by adapting the tasks for that
age.
Students will need basic skills in math:
addition, subtraction, multiplication, division, understanding of percentages,
and ability to reason. Skills in reading, writing, composition, and clarity.
Curriculum Standards
Sunshine
State Standards
Mathematics Standards Addressed
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The student understands the different ways
numbers are represented and used in the real world. (MA.A.1.4) |
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The student uses statistical methods to make
inferences and valid arguments about real-world situations (MA.E.3.4) |
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Solves multi-step real-world problems involving
fractions, decimals, and integers using appropriate methods of computation,
such as mental computation, paper and pencil, and calculator. (MA.A.3.4) |
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The student understands and uses the tools
of data analysis for managing information (MA.E.1.4) |
 | Student solves real-world
and mathematical problems involving estimates of measurements including
length, time, weight/mass, temperature, money, perimeter, area, and
volume, and estimates the effects of measurement errors on calculations.
(MA.B.3.4.1) |
 | The student solves
real-world problems involving rated measures (miles per
hour, feet per second). (MA.B.2.4.2) |
Language Arts Standards Addressed
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Student writes to communicate ideas and information
effectively (LA.B.2.4) |
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Student uses speaking strategies effectively.
(LA.C.3.4) |
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Student understands the power of language.
(LA.D.2.4) |
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Student uses viewing strategies effectively.
(LA.C.2.4) |
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Selects and uses a variety of electronic media,
such as the Internet, information services, and desktop publishing software
programs, to create, revise, retrieve, and verify information. (LA.B.2.4) |
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Selects and uses appropriate listening strategies
according to the intended purpose, such as solving problems, interpreting
and evaluating the techniques and intent of a presentation, and taking
action in career-related situations. (LA.A.2.4) |
This lesson encourages learning in a variety
of content, not just within traditional subject areas. Critical thinking,
creative production, creative problem-solving, comparison-
contrast, compromise, observation and
categorization are all key concepts in this exercise. The goal is to get
students to think and plan out important decisions that could affect their
lives for years to come. To give them a glimpse into this work-a-day world
will give them a head start in life.
Process
The student must choose a job that
is within his/her qualifications. Apartment and transportation
must be within their working budget. This means that the budget must
be realistic, income must be greater than or equal to expenses, never the
reverse! Use the spending guidelines below to help balance their budget.
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Find a Job
- has to be within your qualifications |
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Find transportation |
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Find a place to live |
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Create a balanced budget |
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Find checking account |
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Decide if you will further your education |
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Make note of your resources on the Web |
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Email me with your balanced budget proposal |
The lesson is broken into steps,
finding employment, housing, transportation, banking, and budgeting.
All steps inter link and rely on the next to be fulfilled.
This lesson will clearly involve
more than one class. This is an interdisciplinary assignment that
should span over two to three weeks of 55 minute class periods. It requires
the students to think critically and logically to get to the end result.
All findings must be realistic.
Students can divide into cooperative
groups for certain tasks, like finding information on the Internet or helping
each other figure out how to fill out a job application and resume correctly.
Job hunting and other tasks, however, the majority of work should be done
independently to better prepare the student for real-life situations (They
are not going to be able to take their friend on a job interview, so they
need to get accustomed to doing things on their own now).
This lesson involves finding out
what type of job the student is qualified for (or will be qualified for)
within realistic terms. If the student doesn't plan on going to college
there is no way that it would be realistic to state that they would be
a doctor and acquire that type of lifestyle right now. Keep in mind that
this lifestyle requires many years of education, if they choose that path
they need to figure the cost of education into their budget.
Novice teachers and skilled teachers
alike are qualified to teach this lesson, as we have all at some
time in our lives experienced these situations. Role playing
could be useful here. Teachers could take the position of interviewer
for employment, or bank official for a lending institution. Our goal
is to expose real-life circumstances to our students.
Variations
If time permits, the teachers could
carry this a step farther and allow the students the opportunity to go
through an actual job interview depending on their age. The student
could bring their expertise into the classroom and tutor the other students
on what it was like to go through the interview process (how to dress,
proper posture, voice).
Video taping could also be utilized
for role playing. Students could act out interviews, depending on if
they are job or housing related.
Another lesson to add here might
involve instruction on cooking and laundry activities.
In addition, skills at the grocery store
would be practical here, meal planning.
Resources Needed
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Calculator |
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Newspaper, apartment guides, phone
book |
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Internet access and email accounts
for all students |
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Links to job sites and utility company,
etc. |
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Desktop publishing software, Word or Excel,
etc. |
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Video camera (optional) |
Apartments
Career
Guides
Checkbook
Downloads
Check
Writing/ Training Jobs
online
Online
Banking
Personal
budgeting
Publix
Resume
Tips
What
are you worth
Worksheets/Templates
Checkbook
basics
Family
Budget Template
Money
Instructor Budget Activity
Job
Interview Script
Sample
Job Application
One teacher should be able to implement
this lesson without any problems. If any parents or aides are available
to offer advice or expertise they are always truly welcome. This
would be a great time to bring in parents for career day activities. You
could implement a field trip to local business establishments and apartment
complexes to give the students an idea of what they can expect in these
situations. If field trips are not feasible, a scheduled visit into the
classroom with a possible slide presentation might be appropriate. This
lesson could be taken a step farther and teach them how to manage credit
properly, possibly a visit from a bank official would be encouraged here.
Evaluation
The student's progress will be determined
upon their ability to carry out the tasks above successfully and realistically.
Their ability to function in the "real world" will be assessed by the depth
of their results in their budget. The object is to be as real
to life as possible, where they can actually use this plan later in life
if they choose. Below is a copy of the evaluation on the student's
page.
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Beginning
1 |
Developing
2 |
Accomplished
3 |
Exemplary
4 |
Score |
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Ability to fill out a job application
with all necessary information and find employment
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Student has an application but
it's still on the desk.
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Student has read and filled
out the application correctly
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Student has filled out application
correctly and returned it to the employer (teacher) with resume attached.
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You have been interviewed and
hired for a job within your qualifications.
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Ability to find a place to live
within your budget
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You have searched the Internet
for suitable places to live within your budget.
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You have narrowed your search
to several suitable places to live in the community within your budget.
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You have found your dream apartment
that is within your budget and you're ready to rent.
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You have rented your apartment
and balanced your budget well enough with money left over for
utilities and food.
|
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Ability to find transportation within
your means
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You have consulted the newspaper
or internet for transportation that fits your budget.
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You have searched the Internet
for suitable transportation within your budget.
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You have located transportation
that is within your budget and you're ready to purchase it.
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You have reliable transportation
to get to and from work within your budget.
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Ability to create and use a
balanced budget
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You have constructed a graph
or plan for your budget that is realistic.
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You have prepared a budget using
your projected income from your new job.
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You have prepared a realistic
budget with information that includes your income and expenses in detail.
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You have created a budget plan
that allows you to live within your means and have money available for
savings.
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Ability to write checks for
bills and balance a check book correctly
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You are able to write a check
correctly.
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You are able to write a check
and keep good records of transactions.
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You are able to manage your
checkbook receipts and keep a positive balance in your account at all times.
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You are able to do the things
in the last two columns plus read and interpret your bank statement and
balance the checking account at the end of the month.
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Conclusion
Your students will have a grasp
of real-life situations when this project is finished. Keeping with the
Sunshine State Standards we will make sure each student acquires the skills
they need and learn to use them with practical application. This
lesson will have a ripple effect on many other facets of the student's
life. It will instruct them how to proceed with situations that might have
been too confusing to handle prior to the assignment.
Credits &
References
http://school.discovery.com/clipart/index.html
http://www.itrc.ucf.edu/k12db/
http://www.sunlink.ucf.edu - Hurwitz,
Jane. High performance through effective budgeting, 1st ed.
Pub. New York : Rosen Pub. Group, 1996
http://web.missouri.edu/~cppcwww/holland.shtml
http://cbweb9p.collegeboard.org/career/html/searchQues.html
http://jobstar.org/tools/resume/res-def.htm
EDUCATIONAL
RESOURCES ON THE WEB
Online
Banking
Sunshine
State Standards
Salary
Calculator
WebCT
webquest/taskonomy
- clip art & information
Thanks go out to all the Internet
resources that made the research and completion of this project possible.
I also want to recognize my children, Stuart, Amanda and Amber,
for giving me the inspiration and urgency to compile this information in
an effort to help all children succeed in life-skills.

Based on a template
from The WebQuest
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